--- title: "Online Loans South Africa: Apply 100% Online | Finmart" description: "Compare online loans from NCR-registered lenders. How to apply from your phone, verify your income online, stay safe from scams and choose the right lender." canonical_url: "https://finmart.co.za/loans/online-loans/" language: en-ZA type: category date_published: 2026-09-16 date_modified: 2026-09-16 --- # Online loans compared No branch visits and no paperwork — compare registered lenders that handle the whole application online. ## Loans Total offers: 23 · Live data — as of 22.09.2026 | # | Offer | Organization | Overall rating | Loan amount | Loan term | Interest rate | Apply | | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | Springloans | | | R100 – R8,000 | 62 – 120 days | 54.75% – 60% APR | [Get it](https://track.finmatcher.com/click?offer_id=1230&pid=8370&sub2=ai_agent_md&sub7=loans_online-loans) | | 2 | Cashgist | | | Up to R4,000 | Up to 30 days | 36% – 60% p.a. | [Get it](https://track.finmatcher.com/click?offer_id=1227&pid=8370&sub2=ai_agent_md&sub7=loans_online-loans) | | 3 | Dengoo | | | R500 – R350,000 | 1 – 365 days | 3.65% – 58.4% p.a. | [Get it](https://track.finmatcher.com/click?offer_id=897&pid=8370&sub2=ai_agent_md&sub7=loans_online-loans) | | 4 | Finpug | | | R500 – R50,000 | 61 – 365 days | 0% – 36% APR | [Get it](https://track.finmatcher.com/click?offer_id=990&pid=8370&sub2=ai_agent_md&sub7=loans_online-loans) | | 5 | Jabulani Money | | | R500 – R4,000 | 62 – 90 days | 20% – 28% p.a. | [Get it](https://track.finmatcher.com/click?offer_id=1173&pid=8370&sub2=ai_agent_md&sub7=loans_online-loans) | | 6 | MoneyHello | | | R500 – R250,000 | 3 – 72 months | Up to 102.14% APR | [Get it](https://track.finmatcher.com/click?offer_id=1251&pid=8370&sub2=ai_agent_md&sub7=loans_online-loans) | | 7 | Bongo Credit | | | Up to R4,000 | Up to 35 days | | [Get it](https://track.finmatcher.com/click?offer_id=1219&pid=8370&sub2=ai_agent_md&sub7=loans_online-loans) | | 8 | Creditbar | | | R500 – R5,000 | 7 – 61 days | | [Get it](https://track.finmatcher.com/click?offer_id=1229&pid=8370&sub2=ai_agent_md&sub7=loans_online-loans) | | 9 | Arcadia Finance | | | R100 – R350,000 | 3 – 72 months | Up to 28% APR | [Get it](https://finmart.co.za/reg/?offer-id=758&offer-type=fast_loan&utm_source=ai_agent_md) | | 10 | Boodle | | | Up to R8,000 | 1 – 6 months | Up to 60% APR | [Get it](https://finmart.co.za/reg/?offer-id=761&offer-type=fast_loan&utm_source=ai_agent_md) | | 11 | Clickcredit | | | R500 – R8,000 | 5 – 40 days | 0.16% per day | [Get it](https://finmart.co.za/reg/?offer-id=762&offer-type=fast_loan&utm_source=ai_agent_md) | | 12 | Creditum | | | R500 – R350,000 | 6 – 72 months | 11% – 28% p.a. | [Get it](https://finmart.co.za/reg/?offer-id=764&offer-type=fast_loan&utm_source=ai_agent_md) | | 13 | Crediwise | | | Up to R8,000 | 30 – 62 days | 5% – 60% p.a. | [Get it](https://finmart.co.za/reg/?offer-id=765&offer-type=fast_loan&utm_source=ai_agent_md) | | 14 | Fasta Cash | | | Up to R15,000 | 1 – 6 months | From 3% per month | [Get it](https://finmart.co.za/reg/?offer-id=766&offer-type=fast_loan&utm_source=ai_agent_md) | | 15 | FatCat Loans | | | R1,000 – R350,000 | Up to 72 months | | [Get it](https://finmart.co.za/reg/?offer-id=767&offer-type=fast_loan&utm_source=ai_agent_md) | | 16 | LendPlus | | | Up to R4,000 | Up to 90 days | From 0.17% per day | [Get it](https://finmart.co.za/reg/?offer-id=768&offer-type=fast_loan&utm_source=ai_agent_md) | | 17 | Letocredit | | | Up to R15,000 | 61 – 365 days | 0% – 36% APR | [Get it](https://finmart.co.za/reg/?offer-id=769&offer-type=fast_loan&utm_source=ai_agent_md) | | 18 | Lime24 | | | R500 – R8,000 | Up to 90 days | 0.16% per day | [Get it](https://finmart.co.za/reg/?offer-id=770&offer-type=fast_loan&utm_source=ai_agent_md) | | 19 | Mpowa | | | Up to R8,000 | 30 – 45 days | 5% per month | [Get it](https://finmart.co.za/reg/?offer-id=771&offer-type=fast_loan&utm_source=ai_agent_md) | | 20 | MyLoan | | | R500 – R500,000 | 6 – 72 months | 11% – 28% p.a. | [Get it](https://finmart.co.za/reg/?offer-id=772&offer-type=fast_loan&utm_source=ai_agent_md) | | 21 | PrimeLoans | | | Up to R8,000 | 62 – 90 days | | [Get it](https://finmart.co.za/reg/?offer-id=774&offer-type=fast_loan&utm_source=ai_agent_md) | | 22 | Sunshine Loans | | | R500 – R4,000 | 4 – 49 days | | [Get it](https://finmart.co.za/reg/?offer-id=775&offer-type=fast_loan&utm_source=ai_agent_md) | | 23 | Wonga | | | Up to R8,000 | Up to 6 months | Max. 5% per month | [Get it](https://finmart.co.za/reg/?offer-id=776&offer-type=fast_loan&utm_source=ai_agent_md) | ## Frequently asked questions about online loans ### Is it safe to apply for a loan online? Yes, if you apply with a registered credit provider on its official website. Check the NCR registration number, make sure the connection is secure and never pay a fee before the loan is paid out. ### Can I apply from my phone? Yes. All lenders listed on Finmart accept applications from a smartphone, and most let you upload documents or verify your bank account directly from the phone. ### Do online lenders check my credit record? Yes. Registered lenders are required to check your credit record and your affordability before approving a loan. ### What is DebiCheck? DebiCheck is a system that asks you to confirm a debit order with your bank, usually in the banking app, before it can be collected. It protects you from debit orders you did not agree to. ### How do I get my bank statements for an online application? Most banks let you download 3 months of statements as a PDF in the banking app or online banking. Alternatively, many lenders let you share them through a secure online bank verification service. ## Other categories - [Loans](https://finmart.co.za/loans/) - [Personal loans](https://finmart.co.za/loans/personal-loans/) - [Short-term loans](https://finmart.co.za/loans/short-term-loans/) - [Payday loans](https://finmart.co.za/loans/payday-loans/) - [Quick loans](https://finmart.co.za/loans/quick-loans/) - [Cash loans](https://finmart.co.za/loans/cash-loans/) - [Consolidation loans](https://finmart.co.za/loans/consolidation-loans/)